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Reserve which makes it possible to accumulate so called just in case funds. The size of the screen used by a user is no longer important as the layout is adapted to the screen being used. The Francophonie Days were held in Wrocaw. In the past credit agents and partner branches offered cash loans, credit cards and group insurance products only. Two years after the launch of Credit Agricole Discount Club the number of commercial outlets offering discounts to bank customers has exceeded 10,000. In July the Bank launches Lokata Poranna morning term deposit with daily capitalization of interest, and in August it provides its customers with individual credit line facility for accounts. Among these initiatives were educational projects for local communities, responsible purchasing policy, installing defibrillators and employee volunteering programme.

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December was also the month when the results of the 14th bank contact centres survey, carried out by Instytut Badawczy ARC Rynek i Opinia, were announced. Since mid-2015 it is possible to open accounts and deposits in partner branches. Under the program customers can get discounts at the moment of making a card payment; discounts are applied right at the till. The refurbishment is a part of a larger project groupon billet reduction aimed at introducing a new model of work in all lukas Bank branches in Poland. To qualify for the lottery it was enough to have one thousand PLN gathered in all of these products or in any one of them on the eve of the draw. In June we celebrated the third Credit Agricole Day we ventured out of our branches to get even closer to our customers.

Internet users awarded the Bank with this honourable distinction for its Simply Calculated Loan. Soon other branches appear across Poland. The decision to continue cooperation with the French actress was due to the success of the first image building campaign she participated.